You need a vehicle — but should you buy new or used? Car, truck, or SUV? With so many options, it can feel overwhelming. The good news is, if you take it step by step, you can narrow things down and find the perfect fit for your lifestyle and budget.

New vs. Used: Pros and Cons

New Vehicles

• Pros: Full warranty, latest features, better financing rates, peace of mind.
• Cons: Higher price tag, faster depreciation (a new car can lose up to 20% of its value in the first year).

Used Vehicles

• Pros: Lower upfront cost, slower depreciation, more vehicle for your money.
• Cons: May have higher mileage, shorter or no warranty, and potential for higher maintenance costs.

Car, Truck, or SUV?

Car

• Great choice if you prioritize affordability, fuel efficiency, and easy parking.
• Downsides: Less cargo space and not as versatile for big families or outdoor hobbies.

SUV

• Versatile for families, pets, and gear. Higher ground clearance is great for rough roads or snow.
• Downsides: Higher fuel consumption and generally higher cost than a car.

Truck

• Ideal if you tow, haul, or need durability. Four-door trucks offer roomy interiors, making them versatile for both work and family life.
• Downsides: More expensive to purchase and fuel, may be harder to park.

Lifestyle Questions to Ask Yourself

1. Do you commute daily and need fuel efficiency?
2. Do you have kids, pets, or need lots of cargo space?
3. Do you tow or haul for work or hobbies?
4. Do you just need a reliable ride to get from point A to point B?

Answering these questions will quickly narrow your choices.

Balancing Needs and Wants

It’s easy to get stuck in “option overload.” A single person may not need a four-door truck — but if they love DIY projects or weekend adventures, it might be the right fit. On the flip side, someone with a family may want the biggest SUV on the lot, but a midsize model could fit their lifestyle and budget better.

The key is to identify your top three priorities: budget, size, and capability. Let those guide your decision instead of getting lost in the endless features and trims.

The Bottom Line

There’s no one-size-fits-all answer. Whether you go new or used, car, truck, or SUV, the best vehicle is the one that balances your needs, wants, and budget.

If you’re still unsure, that’s where I come in. I love helping people think through their lifestyle and narrow down the best options — so you drive away with something that feels like it was made for you.